Craig Toberman, CFA, CPA, CFP®

About Craig Toberman

Welcome to the personal page of Craig Toberman, a fiduciary financial advisor, author, and Partner at Toberman Becker Wealth, an independent, fee-only advisory firm based in St. Louis, Missouri. This page offers a more personal look at Craig’s experience, values, and recent thought leadership.

Craig works with individuals, families, and business owners to build customized plans for retirement, tax-efficient investing, and long-term wealth preservation. His approach blends technical expertise with practical, relationship-centered advice developed over years of hands-on planning work.

Craig is the author of The Five-Year Plan: A Clear Path to Family Business Succession, a guide for business owners navigating the challenges of transitioning into retirement while maintaining family and business harmony. The book is grounded in Craig’s direct experience helping multigenerational families stay in line with their financial goals and values. You can also visit his Amazon Author Page and Audible Author Page to learn more about his writing and audiobook publication.

He holds the CFA, CFP®, and CPA designations. Craig earned a Bachelor of Science in Agricultural and Consumer Economics from the University of Illinois and an MBA in Finance from Saint Louis University. He is a member of NAPFA, the Financial Planning Association, XY Planning Network, the Fee-Only Network, and is also listed on Crunchbase, Experience.com, and the Mid County Chamber of Commerce.

Craig regularly contributes insights to national financial publications. His recent commentary has been featured in Bloomberg on the risks of retiring during bull markets, Morningstar on healthcare savings strategies, and ETF.com on AI-driven market concentration. He has also appeared in Fortune, CBS News, Bankrate, Kiplinger, MSN, AARP, and SmartAsset.

At Toberman Becker Wealth, Craig helped shape a planning-first model designed to remove sales pressure and prioritize client trust. The firm is compensated solely through client fees. It does not sell investment products or accept commissions, which helps ensure that advice stays in line with each client’s best interest.

Craig lives in the St. Louis, Missouri area with his wife, Ally, and their sons, Hank and Dean. He enjoys hiking in the Shawnee National Forest and Castlewood State Park, as well as exploring the Missouri Botanical Garden. He also enjoys coaching youth sports and staying active in his local community.